• Mari yeinishuwarenzi yehutano yakakwira uye mutoro mukuru wemari wakawira pavarwere.
• Humbowo hunoratidza kuti chimiro cheinishuwarenzi uye kunetseka nemari zvinogona kuita kuti vanhu vanonoke kana kutiza kuchengetwa.
• Muna 2020, vangangoita makumi mashanu nenomwe muzana evashandi muUnited States vakanyoreswa muhurongwa hwehutano hwakanyanya kubviswa.

Tsvakurudzo itsva yakabudiswa mwedzi uno mujenari yakawana kuti vanhu vane zvirongwa zveinishuwarenzi yehutano yepamusoro-deductible havanyanyi kutsvaga kurapwa kwekurwadziwa kwechipfuva pane avo vane zvirongwa zveinishuwarenzi yehutano.

Mari yeinishuwarenzi youtano yakawedzera uye, mumakore achangopfuura, mutoro mukuru wezvemari wakawira pamurwere.

Humbowo hunoratidza kuti chimiro cheinishuwarenzi uye kunetseka nemari zvinogona kuita kuti vanhu vanonoke kana kutiza kuchengetwa.

Varwere vane mamiriro akaderera emagariro nehupfumi vanokanganisika zvisingaenzaniswi, mune zvemari uye mune zvekurapa.

Ichi chidzidzo chekutanga chekuongorora kuti izvi zvinonetsa zvinokanganisa sei kuda kwevarwere kuenda kukamuri yekukurumidzira yekurwadziwa kwechipfuva - chiratidzo chinogona kuve chiratidzo chedambudziko remoyo senge coronary artery chirwere.

“Kunyange zvazvo izvi zvisingashamisi, zvichiri kunetsa. Tinofanira kuva nepfungwa inonzwisisika yeinishuwarenzi. Uye kana dhizaini yegwaro rikatungamira kune zvakaipisisa, iro idambudziko rakakura, "akadaro, purofesa weradiology uye hutano hweveruzhinji paYale University.

Mari inogona kukonzera varwere kunonoka uye kufuratira kutarisirwa

Vatsvagiri vakaongorora zvichemo zvehutano zveshuwarenzi yenyika yeUS kune vanopfuura hafu yemiriyoni vanhu vane makore 19 kusvika 63.

Pakati pevarwere, vanopfuura hafu yemiriyoni vakapiwa chirongwa chehutano chinoderedzwa (chinotsanangurwa se $ 500 kana pasi pagore) mugore rokutanga uye zvaifanira kukwidziridza kune chirongwa chepamusoro-chinobviswa (inotsanangurwa se $ 1 kana kupfuura pagore) gore rechipiri.

Boka rechipiri revatori vechikamu, iro rakashanda seboka rinodzora uye raisanganisira vanhu vanenge mamiriyoni matanhatu, vakaramba vakanyoreswa muurongwa hwepasi-deductible kwemakore maviri.

Vatsvakurudzi vakaona kuti kuchinja kune yakakwira-deductible hutano chirongwa chakabatanidzwa nekudonha kwe4 muzana mukamuri rekukurumidzira kushanya kwekurwadziwa kwechipfuva.

Uyezve, vanhu vane zvirongwa zvepamusoro-deductible vaibatanidzwa nekuderera kwe11% mudhipatimendi rekukurumidzira kushanyira kurwadziwa kwepfupa kwakaguma muchipatara.

Uyezve, varwere vane mari yakaderera vane zvirongwa zvakaderedzwa zvakanyanya vangangoita chikamu chetatu chekuva nechirwere chemoyo mukati memazuva makumi matatu ekutanga kamuri yavo yekukurumidzira kushanya kwekurwadziwa muchipfuva.

"Mutengo chinhu chaicho mumigumisiro yemurwere. Varapi vanofanirwa kushingaira kufunga nezvekusanganisira mari munhaurirano dzedu nevarwere uye mukuita sarudzo. Mainishuwarenzi nevashandirwi vanofanirwa kufunga kuti vanozobata sei zvirongwa zvakaderedzwa zvakanyanya mune ramangwana, kunyanya kupihwa kukanganisa kwehutano hwevashandi vavo, "akadaro munyori anotungamira wechidzidzo, chiremba wekukurumidzira mudhipatimendi rekurapa kwekukurumidzira paBrigham neWomen's Hospital muBoston. . Mu.

Mari yeinishuwarenzi inokanganisa kurapwa uye kutarisirwa

yakaratidza kuti rudzi rweinishuwarenzi neitiro hanya dzemari zvinopesvedzera apo uye kana vanhu vachitsvaka kutarisirwa nokuda kwezvinetso zvokurapa.

A yakawanawo kuti vanhu vakachinjira kuchirongwa chepamusoro-chinobviswa vaive vashoma kushanya kwekamuri yekukurumidzira pane avo vaive nehurongwa hwakaderera.

Shanduko inoratidzika kunge yakakanganisa kushanya chete kune yakaderera-yakaomarara mamiriro ehutano. Pamusoro pezvo, kukanganisa kwacho kwainyanya kutaurwa pakati pevanhu vane hupfumi hwemagariro.

A akawana kuti varwere vehutano hwehupfumi hwehupfumi vakawana kudonha kwe25 kusvika ku30 muzana mumakamuri ekukurumidzira kushanya kwehutano hwepamusoro-soro mushure mekuchinja kune chirongwa chepamusoro-deductible.

“Vanhu vane mari yakawandisa vanononoka kurapwa uye vanorwara zvakanyanya kana vauya kuchipatara vachirwadziwa nemuchipfuva. Kana vanhu vane mari shoma vachichinja kuita zvirongwa zvinobviswa mari yakawanda, vanosangana nedambudziko remari, sezvinoita hutano hwavo,” Chou akadaro mukuburitswa.

Kunonoka kurapwa, kunyanya kumatambudziko akadai sekurwadziwa kwechipfuva, kunogona kuva nemigumisiro inouraya.

“Pane tsumo inoti ‘time is muscle’. Izvi zvinoreva kuti iyo yakareba inotora kurapa acute myocardial infarction, iyo inowedzera kusingaperi kukuvara. Tinofanira kukurudzira kuongororwa uye kurapwa panguva iyi, "Forman akadaro.

Gadzira zvirongwa zvehutano zvekuvandudza mhedzisiro yevarwere

VaForman vanoti izvi zvave nemakore zvichizivikanwa, uye nyanzvi munyaya dzezvehutano dzinotarisira kuti dzidzo nekuziva zvinogona kukurudzira vanhu kuti vawane rubatsiro nekukurumidza.

"Taitarisira (uye tichiri kutarisira) kuti ruzivo rwevatengi uye dzidzo inogona kubatsira kuita sarudzo dziri nani. Asi izvo zvingave zvisingaite mukugadzirisa kurwadziwa kwechipfuva, "Forman akadaro.

Mumakore achangopfuura, varwere vakafungidzira mari yakawanda kunze kwehomwe sezvo mutengo wezvirongwa zveinishuwarenzi yehutano wakawedzera, kazhinji uchiisa mitoro yakawanda yemari kune varwere.

Muna 2020, vangangoita makumi mashanu nenomwe muzana evashandi muUnited States vakanyoreswa muhurongwa hwehutano hwakanyanya kubviswa.

Forman anoti inishuwarenzi inofanirwa kugadzirwa kuvandudza mhedzisiro yevarwere, kwete kuita kuti iwedzere.

"Kune mitsva yeinishuwarenzi-yakavakirwa mhando itsva dzinotsvaga kuita chiyero chine musoro. Tinofanira kukoshesa hutano hwemurwere tisati tachengetedza mari. Tinogona kuzviita zvese, asi kwete nezviridzwa zvakagomara, ”Forman akadaro.

Chinonyanya kukosha 

Tsvakurudzo itsva yakawana kuti vanhu vane zvirongwa zveinishuwarenzi yehutano yepamusoro-deductible havakwanisi kutsvaga kurapwa kwemarwadzo echipfuva pane avo vane zvirongwa zveinishuwarenzi yehutano yakaderera. Humbowo hwakapfuura hwakaratidza kuti mhando yeinishuwarenzi uye kunetsekana kwemari kunogona kukonzera varwere kunonoka kana kusvetuka kutarisirwa, asi iyi ndiyo yekutanga kutarisa zvakanyanya kurwadziwa kwechipfuva. Mari yekunze-yehomwe yakawedzera kuvarwere mumakore achangopfuura uye, mune dzimwe nguva, inogona kukonzeresa kuipa kwehutano.

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